A fall down the stairs can cause serious injuries, but if someone else’s negligence is the reason you fell and you were injured, you have rights. You’ll need the services of a personal injury lawyer, and you may also require the services that a settlement funding company can provide.

Falling down the stairs happens far too frequently, and it happens to people in every age group. According to the National Safety Council, falling down the stairs is second only to traffic collisions as a leading cause of serious accidental injuries.

What Are the Most Common Injuries Caused by Falling Down Stairs?

Falling down the stairs can result in a traumatic brain injury (TBI), a severe spinal cord injury, a broken spine, compressed or slipped discs, and severe nerve damage.

A traumatic brain injury may affect a victim’s emotions, thinking ability, and language abilities. Even a mild traumatic brain injury may mean life-long difficulties for TBI victims and their families.

A spinal cord injury can be caused by a blow to the spine that dislocates, crushes, fractures, or compresses one or more of the vertebrae. A disabling injury may be the result of spinal cord or nerve root compression, the shearing of a nerve, or even the severing of the spinal cord.

A spinal cord injury may not be immediately apparent. Without an immediate medical exam, a spinal cord injury could remain latent – only to be discovered days or weeks later because of swelling, bleeding, inflammation, and fluid accumulation in and around the spinal cord.

Immediately After an Injury, Take These Steps

Recovery from damage to any part of the spine can be long and painful. If you suffer a spinal cord injury or a traumatic brain injury, you must have immediate medical attention. After you’ve been examined and treated, you may need to speak with a personal injury attorney.

If you are injured falling down stairs on public property or on another person’s private property because someone else was reckless or negligent, you are entitled – in every state – to compensation for your medical bills, lost wages, and other damages.

You’ll need the advice and services of a personal injury attorney who will fight to acquire that compensation on your behalf. But personal injury cases take time, and a spinal cord injury or TBI can keep you out of work for weeks, months, or even longer.

What Can A Settlement Funding Company Provide?

If you can’t work and your personal injury claim is pending – and could remain pending for months or longer – how can you pay your monthly obligations and incoming medical bills? A settlement funding company can provide the pre-settlement funding you may need.

Pre-settlement funding is typically repaid from an injury victim’s out-of-court settlement or jury verdict, but pre-settlement funding is not a conventional loan.

If your lawsuit does not succeed, or if you do not receive your compensation for any reason, you keep the pre-settlement funding and owe the settlement funding company nothing.

How To Learn More

If you’ve been injured falling down the stairs, and if you’ve filed a personal injury claim to recover compensation, learn more about pre-settlement funding by speaking with the funding professionals at Universal Funds. We would be honored to provide the information and services you need.